Some Things from a Geek

I have been involved with liquidating my annuity for the past 2 years and I have had the worst experience until I met Anthony Cioppa with American Annuity Funding. Before, the people from the other annuity purchasing places would call non-stop during and even after I terminated the contract with them. They used very high pressure sales tactics attacking my sense of security of future finances and when I would not follow up with them, they would then attack my personal intelligence level. I even had to go so far as to hire an attorney to force them to stop making court dates without my permission. The other companies would also give me the sales pitch that "The first offer is just a beginning and (we) will be working on getting a better deal every day before court!" This was a joke! This was a ploy on trying to make you think that they are working their butts off. This is not true! The other companies know their max payoff that they can give you. It is not something that they "work" for, if they changed buyers as often as they say, it would cost them more than their commission.

Anthony Cioppa with American Annuity Funding gave us a price that was more than any other company out there and was not just a little more, it was on the order of 6% more. That doesn't sound like much but when dealing with your financial future, it is HUGE. Another thing that Anthony Cioppa with American Annuity Funding did for us was to spend the time and effort to explain exactly where the numbers come from. He explained the current rate of purchase of the annuity and where to get it. He also explained the local laws that were made by the state that were made to protect annuity holders. He went step by step through the computations on how the lump sum is calculated and what rules of the law dictate that amount. I was able to create the exact numbers that he gave me by setting up a spreadsheet with his information and what he explanation. The other "companies" only told me that their finance team did the calculations and could not explain ANYTHING about how the amount was arrived at.

Anthony Cioppa with American Annuity Funding also did not change his numbers throughout the process. He did not try to confuse us in any way and continued to check in with us during and after the process to make sure that questions or additional information was explained and answered to our personal acceptance. If at any time we did not understand or was unclear he continued to explain in a different way to make it easier to follow and understand. He is extremely knowledgeable of exactly what he is doing and how each step of the process is accomplish. He prepared us for the court appearance and what would be expected and asked. He even came in person to our court appearance even though the judge did not call upon him with our case since I myself was able to answer all questions due to Anthony Cioppa's complete and accurate teaching of what annuity purchase is.

Anthony Cioppa with American Annuity Funding changed our lives and gave us the personal attention that made us feel comfortable and not just another commission. Of course, we hope he was able to be paid what he was worth to us also since he himself made us feel secure about our annuity purchase. He does not pressure you to sell and at any time he would allow my wife and I to talk about things without any time limit or constant nagging. I truly feel that if we had backed out of the sale, he would have dropped the whole thing without any additional pressure sales of calls. Unlike how the other companies did us when we were not satisfied with their results. We still receive calls on a regular basis form the other companies even to today.