Welcome to American Annuity Funding

Welcome to American Annuity Funding. This is the first of many blogs that we will be releasing. It is our hope that by creating consistent and accurate content, it will give our customer base a better understanding of our industry and how they can use their future annuity payments to accomplish their goals. Over the span of the coming months we will be providing an in depth look at why our customers choose to receive a lump sum as compared to waiting months or years to receive their payments. Some of these reasons include purchasing a house, paying off high interest debt, purchase a vehicle, and starting a business.

Lets take a look at how the process works. First, you speak with one of the specialists at American Annuity Funding. This is where we get an opportunity to build a relationship with you and get a complete understanding of your current financial status. Tell us about your debts, liabilities or financial goals so we can attempt to structure the best transaction for you. It is a myth that you have to sell your entire annuity. We will dive into this topic at a later date, but we try to use a portion of your future payments in order to provide the lump sum that you need now. Once we agree on the terms of the transaction, we will send out disclosures and contractual paperwork according to your state statute. We do not want to put the burden on you to find a notary, so we will find one in your area that can meet you at your house or a public location to sign a contract. Upon completion of an executed contract, we will file a petition with the courts and wait to get the soonest available court date in the county you reside. From there, you will be set to attend court, if necessary, and explain to a judge that this transaction is in your best interest. Once a judge approves, we will work on funding your lump sum in a timely manner.

Each state and county are different so the timing from start to finish on the entire process may vary. It could be as quick as 30 days or long as a few months. We vow to do everything in our control to make your transaction as quick and smooth as possible. Although there are dozens of companies that can offer similar service, we want you to leave knowing that you received the best price and five star service. 

Anthony Cioppa